Lanhorz — bills and savings held back before you can spend them
Other budgeting apps show you what you spent. Lanhorz decides what is left. Connect a UK bank read-only, or type your numbers in, and Lanhorz takes your bills and savings out of your balance and holds them there — so the number you see is one you can actually spend.
It is already gone, so you cannot spend it
Most budgeting tools show where money went after it went. That is a report, not a defence. Lanhorz holds bill money and savings back inside the app before any spending money is calculated, at a level of protection you choose.
You decide how hard it holds
Protection runs from Warn Only, which tells you when you are heading into protected money, through Light Protection and Balanced Control, to Maximum Protection, which keeps the most out of reach. You set it once and Lanhorz keeps to it.
We never move your money
Bank connection is read-only. Lanhorz cannot make a payment, move money between your accounts, or block your bank card. Protection means money stops counting as spendable, not that it goes anywhere.
Try it today
Explore the public demo with sample data and no account, or start free and run it on your own numbers. Paid plans are £4.99 and £9.99 a month.
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